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Mortgages

First time buyer and homeowner mortgages and remortgages available for residential properties. Buy to let mortgages for the budding or experienced investor with portfolio planning and property investment guidance also available.

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Commercial Finance

Commercial finance for businesses purchasing or refinancing premises of any size. Development finance is also available for your own ‘Grand Design’

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Mortgage Protection

Clear your mortgage debt in the event of a critical illness or an untimely death. Who would be left with your mortgage debt if you are not protected?

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Business Protection

Replace key people within your business in the event of critical illness or death. Insure loans taken on by the business and ensure seamless continuity with bespoke shareholder protection plans.

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Family Protection

Ensure that if the worst was to happen, your family doesn’t have to also cope with financial hardship. Having to downsize, relocate and children changing schools’ would not ease the pain.

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Income Protection

Protect your income in the event of accident or sickness. If your income disappeared, could you maintain your current standard of living? Could you even pay the mortgage and bills?

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Critical Illness Cover

Clear your mortgage, provide additional financial support for loved ones or replace your lost income if the worst was to happen. Cover for when you will need it the most.

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Contact us now to arrange a free, no obligation confidential consultation to discuss your personal needs.

 

 

 

WELCOME to Optimum Financial Solutions !

First of all I would like to offer you a warm welcome and thank you for taking the time to visit my website today. Please take 10 minutes out of your day to have a look around the site as the 10 minutes you invest now may lead to the most important decision of your life. I hope you find the information contained within the site to be helpful and informative but as with all major financial decisions made in life, getting the right face to face advice is imperative. Please get in touch to book a free initial consultation to discuss your personal situation today. Peace of mind may be more accessible than you think!

 

Fiancial Services Based in Sheffield

My name is Paul Spooner and I have been in the financial services industry for 10 years. I am FPC qualified and have been trading as a mortgage broker for the past 7 years.

 

Rather than off the shelf products through a financial services company, my passion is to make sure my clients are given a personal financial solution which will be individually tailored to suit their own particular needs and requirements. I assist my clients throughout their entire financial life and make sure every decision made is the correct one, not only at the point of decision but with future plans in mind.

Finally, I believe getting the right advice is not about the vast number of different products offered to people, but the vast differences in the PEOPLE they are offered to.


Please spare a minute to visit my testimonials page to see how much my clients valued my services. I only believe in sharing genuine testimonials, so much so that individual client’s mobile numbers are listed. If you want to find out more then you can give them a call ! Have a look around the site and see how i can help you and your friends/family & colleagues too.


Your home may be repossessed if you do not keep up repayments on your mortgage.
We don’t normally charge a broker fee, however should a fee be charged it will typically be £150, payable on application. The precise amount will depend on your circumstances.

 

To find out more information about any of our financial services please contact us and we will be happy to help.